David Giertz shares with the Reporter Expert 3 ways in which Millennials can smartly save for retirement. Typically by age 22, millennials are already starting to save for retirement. Giertz shares tips to maximize the benefits and methods of saving for retirement, stating that many millennial are not properly informed when preparing for the future.
David Giertz first recommends each person extensively evaluates their financial situation. While continuing to save, Giertz advises to prioritize paying off any debt as fast as possible. Paying off all debt including loans, credit cards, and tuition as fast as possible is a key component in saving for retirement.
Giertz suggests taking advantage of compound interest through an A ROTH IRA. An A ROTH IRA has saved money taxed before a deposit is made, and can be accessed tax free upon retirement. So it’s already paid for, contrary to a 401(k). The earlier money is saved, the more compound interest can be build as more money is added throughout your life upon promotions, bonuses, etc.
Lastly, Giertz recommends that one of the best ways to save money for retirement is to create a second source of income through a side business and/or hobby. All efforts made towards saving for retirement is drone through a leisurely activity.
David Giertz has 30 years worth of leading within the financial industry amongst prestigious institutions. Beginning as a Financial Services Advisor, Giertz has progressed to Executive Vice President of Sales at Citigroup and most recently served as President of Nationwide Financial’s sale and distribution organization where he profited upwards of $6 Billion of Revenue for the company. Through WABC he is a Certified Business Coach and served on numerous boards. To visit his professional website, click here.
David Giertz is a prolific financial guru who has a sterling career spanning thirty years. David has integrated numerous approaches in trying to ensure the continuous rise in profits. David inculcates aspects such as innovation, strategies, and processes to realize his visions. David is an alumnus of Millikin University where he obtained his Bachelor of Science degree. He acquired his Masters in Business Administration from the Miami University. David is the current president of the Nationwide Financial Distributors and the regional vice president in the South-eastern US. David has been certified as a Business Coach with the WABC. David has managed to coach more than one hundred individual and has an 87 percentile growth in his performance. David has previously worked as a financial advisor at Citigroup.
David Giertz has managed to achieve a lot when working with the National wide Financial Company. David increased the revenue of the company from a bare minimum of eleven billion dollars to the current 17.1 billion dollars in his tenure. David is able to transact business in the entire globe in line with his line of action.
David Giertz has wide spectrum rationale in offering expert counsel on the best ways companies such as millennial can better plan for the retirement money. David begins with highlighting the fact that individuals need to evaluate their financial health. That implies that individuals need to foot bills and debts so that he can have the peace of mind to focus on major projects. The debts range from the college fees and even the much owed for doing petty purchases. One should then subject his or her money to the compound interest scheme.
David advises that one should hatch up a plan on how to come up with an aside work that will help in making an extra buck. The gig can be achieved even at leisure time. The much that one gets as retirement money can be engaged in the production processes and hence get accrue profits from the sales. One can start a small business that will enable him to acquire residual income that will facilitate his mobility in running his errands.
Healthcare is one of the most important functions anyone can posses. Life is full of missteps, accidents and illnesses. There is no way around it and this is why having quality healthcare coverage is so important. There are hundreds of healthcare providers and insurance agencies on the market today, but all are not created equal. Many of these companies are only looking out for themselves and it comes in the form of making as much money as possible. The actual customer always seem to get the short-end of the stick, but as of today, the times have changed. One of the leading healthcare insurance providers in the United States is USHealth Group, and it is setting newer and better standards within this demanding industry.
USHealth Group is based out of Fort Worth, Texas, but it’s actually one piece of an important puzzle. There are numerous insurance companies that make-up this organization, and each company works hands-to-hand with one another. The goal is to serve society as a whole instead of just profiting big gains at the expense of people’s failing health. The company’s motto is a direct reflection of its essence. The customers always come first and there is a large team of advisors that can guide you during this process. USHealth Group is in it for the long run, and its impressive resume can attest to it. Its extremely large customer-base can also attest to it. If you become a member, you’ll reap the benefits of service. It’s fairly simple when you think about. This company offers quality health solutions through its licensed insurance companies.
Just about every medical service is handled here. This includes the beneficial products of Premier Vision, Med-Guard, Secure Dental, Secure Advantage, Income Protector as well as Life Protector. It doesn’t matter is you’re single, or if you’re part of a family. In conclusion, USHealth Group is basically providing services and solutions that people truly need and that speaks volumes. Check more: https://www.indeed.com/cmp/US-Health-Group
Drew Madden is an established IT professional in healthcare. It is difficult to ignore his major accomplishments working with various consulting companies. IT has revolutionized the way businesses are run by enabling processes to become more efficient. Madden is among the individuals that have pioneered the use of electronic systems to ensure healthcare delivery is effective. Some of the attributes that define him are his passion and dedication to his work. His commitment to ensuring the success of the projects he undertakes is unquestionable.
Madden is passionate about enhancing the growth of the companies he works with. He has attained great recognitions for several outstanding outputs and contributions within the organizations he engages. He started a career in IT at Cerner Corporations as an integration consultant. He was able to implement applications in two hospitals in Chicago that strengthened his skills in systems and healthcare applications. His experience at Healthia as a senior epic consultant provided an avenue to display his skills. He not only implemented the Epid inpatient application, but also certified to use other programs.
Drew attained his BSE in industrial engineering in the University of Iowa with a concentration in medical systems. Throughout his career, he has incorporated the knowledge acquired in his study with skills leant in his work. He succeeded in leading Nordic from a small company to becoming a world-recognized company. After joining Nordic in 2011, he assumed the position of president and had the responsibility of initiating change to improve its growth projections.
Madden later founded the Evergreen Healthcare Partners among other executives and serves as a managing partner. He has undertaken an active role in propelling the company towards growth to ensure it survives competition from other leading consulting firms. He had a vision for creating systems that would adopt digital record systems and epic systems. He has developed into a renowned expert in software implementation and creation. Evergreen fosters partnerships with their clients in order to develop trust for effective dissemination of their duties. Madden is committed to promoting teamwork and creating a robust culture that encourages employees to be innovative.
If you’re looking for a non-invasive procedure to help prevent certain disease and health care concerns, you will want to look into the services provided by Life Line Screening. Life Line Screening has been providing health care screenings for many years for many patients to help them assess their risk factors and detect certain health issues. They work to prevent health issues from arising and provide a large variety of tests catered to each individual and their needs. They believe that a wellness plan should be carried out for each patient and they understand that each patient is different. Their medical associates will help you assess the best testings after learning your medical history and risks. They do not recommend every test for everyone, but dependent upon your risk factors and personal preference will depend on what testing you should have. Early identification is the solution to improving your health care needs and concerns, and Life Line Screening is here to help.
All of the ultrasound screenings available at Life Line Screening are non-invasive procedures that are painless and generally quick. Although there is some preparation for each procedure, it’s very little. Some require fasting while others require certain clothing to be worn. Depending upon which procedure you’re having will depend on how you need to prepare. They provide several different cardiovascular screenings such as the carotid artery screening and the atrial fibrillation screening. Cardiovascular disease is on the rise in the United States and many people are at risk. Their highly advanced and technically sound machines provide extensive results for each patient. For these types of screenings, it’s important to wear loose clothing so you can get the best possible results. They advise that you don’t wear any lotions, watches, pantyhose or cell phones. The lipid panel screenings, which is a high cholesterol test, requires fasting for 12 hours. Their glucose and diabetes testings also require 12 hours of fasting. They also do osteoporosis testing, liver testing and various packages for each patient.
With all of the healthcare changes happening in the world today, it’s important to know your options. The medical professionals at Life Line Screening can help provide peace of mind and also give you options in relation to your concerns. The medical associates will discuss your options with you and provide your detailed results after the screening. They advise you to always consult with your family physician who is familiar with your medical history.
Having spent almost 20years in the private banking industry, Mike Baur took up entrepreneurship in the year 2014. He started the now successful Swiss startup factory based in Switzerland. The 39-year-old graduated from the University Of Rochester New York with an MBA and pursued his post-graduate studies at the University of Berne. Mike Baur Decision to get into business was driven by the passion he has in helping young entrepreneurs with great startup ideas regarding mentorship and financial aid. Mike Baur also co-founded the Swiss startup’s Associations and held the position of director. Mike Baur started his banking career at a tender age of 16. He became an apprentice of the Union Bank of Switzerland in 1991. Mike Baur Gradually made his way up in the Banking industry and later on quit to start the Swiss Startup Factory.
The Swiss startup Factory focuses on assisting start-ups owned by young entrepreneurs. Mike Baur partnered with Max Meister to impact the lives of young entrepreneurs through the Swiss Startup Factory. The startup factory provides funding to promising startups. It also provides training and mentorship to the startups. The company currently holds the first position in privately financed companies that are independent in Switzerland. Mike Baur attributes the success of the Swiss Startup to the loyal clientele. He also makes a point of building interpersonal relationships with his clients which has helped to grow the company.
The Swiss Start-up Factory runs a Program that that aids the young tech entrepreneurs with intense training on various entrepreneurial subjects. The entrepreneurs also benefit by being in a position to access rent-free offices in the largest city in Switzerland. The entrepreneurs receive supports for three months, and they get assisted in being able to pitch their businesses to other investors. The mentors in the program are drawn from various areas of financial fields such as commodity training, banking, and insurance. The company also offers sponsorships from world’s leading engineering research institutions. The Startups hosted are not limited to a particular area as they could be from any part of the world, making the program a worldwide venture.
Mike Baur focuses on collaboration to generate excellent results in the business. He has created an environment conducive to creative thinking with large open plan spaces and break-out areas from where the young entrepreneurs can brainstorm. The center also has hangout zones and recreational areas from where the entrepreneurs can still access technology.
By working with the different mentors, the entrepreneurs are exposed to potential clients and distributors. The Swiss start Up Factory does not take any form of equity in the startups. The mentors assist the startups to refine their strategies and provide insight to ensure that the final product meets the demand in the market in regards to quality. They also help in a developing a viable plan for the business operations. Mentors are also responsible for introducing the product to the market and giving it a good head start that scales the product to new heights. Mike Baur continues to impact the lives of young entrepreneurs in extraordinary ways, and hundreds of tech establishments can attest to this.
The Terpins are a common name in the Brazilian rally driving the sport. They have been in the game for a long time now. The Terpins are two brothers, Michel Terpins and Justo Terpins. They have both made a name in the sport for being skillful drivers as well as being sponsors of an annual rally driving competition. In his lifetime, Michel Terpins have participated and won many competitions that have taken place in Brazil and in the region at large. He has been able to conquer the Latin America region with his skillful driving. Michel Terpins participates in a category known as T1. This is a category where participants use a prototype car called T-Rex. He started using this cat in 2015. This is a car that has made him a winner in a number of competitions. T-Rex is manufactured by MEM Motorsports. The engine of the vehicle has been modified so that it can give a better output. The prototype car has a huge V8 engine that is fed with ethanol. This car has been instrumental in the success that Michel Terpins have accomplished so far.
Michel Terpins have been driving alongside his co-driver and brother Justo. They have both been into a couple of competitions. One of the competitions that they have participated in is the 22nd edition of the famous Sertoes Rally. This is a rally competition that was started by the Terpins and their team. Michel Terpin and his brother formed the Bull Sertoes Rally team. In the 22nd edition of the competition, Michel Terpins was participating using a T-Rex. In the test drive, he finished number seven. This was an impressive achievement given that many drivers did not finish due to the rough and rugged terrain that the competition took place. In the final race, Michel Terpins’ car did not finish due to mechanical complications.
In the 245 the edition of the competition, Michel Terpins managed to reinstate his prowess in the sport after he emerged top. Overall, he was number 5 in the annual competition. In the 25th edition of the sport, it will be another chance for Michel Terpins to show the world that he is the best rally driver in the region.
Mr. Troy McQuagge is the head of the US-baed health coverage company USHEALTH Group, Inc. Me. McQuagge is operating as the chief executive officer of the business.
The company of USHEALTH Group, Inc. has been a recipient of a lot of recognition over the past couple of years. The business is booming for USHEALTH as it has established itself as one of the most stable and secure health coverage providers in the United States of America.
The chief executive Mr. Troy McQuagge assumed his responsibilities as President and CEO of the USHEALTH Group Inc back in 2014. Before he was appointed to the position, Mr. Troy McQuagge used to be a part of the distribution subsidiary of the business called USHEALTH Advisors. He joined the agency in 2010 and brought with him a fresh perspective and many ideas. Mr. Troy McQuagge re-built the USHEALTH Advisors and improved its operation which earned him the promotion to his current positions.
President and CEO Mr. Troy McQuagge has received the recognition of a handful of organizations and publications. The most prominent honors he has received were last year in 2016 and again at the beginning of 2017. Last year, Mr. Troy McQuagge was named the CEO of the Year and won the gold by One Planet Awards. In January this year, Mr. Troy McQuagge also received the prize for business achievement and professional excellence.
The recognition also goes beyond the individual and extends to both USHEALTH Group Inc and the subsidiary USHEALTH Advisors LLC. The mother company has been recognized by leaderboards on many occasions as one of the most stable businesses in the industry of health insurance in the United States of America. The firm received an award for Best Product Innovation earlier this year which was awarded by CEO World Award. The company won a second gold award as well for Corporate Social responsibility Initiative.
USHEALTH Advisors, in turn, was announced as the winner of a Stevie Award for best customer service and sales. Indeed, USHEALTH Advisors LLC has been at the top of its game for the past couple of years. The company has agents in the states who are easily accessible through a PPO service available on the website of the USHEALTH Group Inc. USHEALTH Advsors LLC is underwritten by the two subsidiaries of USHEALTH Group Inc called National Foundation Life Insurance Company and Freedom Life Insurance Company of America.
President and CEO Mr. Troy MQuagge were thrilled to accept the awards. He stated time and again that none of it would be possible without all of the talented people working with him. The USHEALTH Group tends to refer to itself as a family, and that became evident in his speech.
Check more: https://www.ushacareers.com/hope/
Talkspace is just the app that people need when it comes to communicating with professional help that can provide a whole new outlook on the concept of therapy. There are lots of people that clearly understand that they need some type of help, but many of these people simply do not want to go to a therapist. They made me feel ashamed and embarrassed about the need for this type of counseling. They may never have a strong desire to talk to someone in the physical about their problems. In this day and age there are apps like talk-space that help people alleviate this problem. People did not have to go and sit on a therapy couch if this is not what they want to do. They can still get the help that they need for their problems, and talk space is the app that has made this a possibility.
Talkspace is helping all of those that really need to open up and connect with someone that is going to here their story. Talkspace is certainly making it easier for people to create a better game plan for staying in touch with their feelings. This is often the problem that many people run through when they have issues.
They don’t have anyone to talk to, and they find themselves in a situation where they are not expressing their feelings. Talkspace gives people the ability to take action and get with a therapist through texting. This is certainly a new and innovative way to stay connected to a counselor that can provide information without getting too involved in the situation. Some people do not want to divulge everything. With a text-based out like Talkspace many people feel that they have more control. That is why this innovative app is gaining momentum.
USHEALTH GROUP is a family of various insurance companies which was launched in 1982 and works with its subgroup companies in maximum collaboration so as to deliver quality insurance services to its clients according to their different special needs. Some of these minority groups are Freedom Life Insurance Company of America and another one called National Foundation Life Insurance etcetera.
The insurance covers it presents its clients with majorly cover their health, medical bills and even their finances. Some of them are Accident and Disability insurance, Life Assurance, income security and much more. Clients who are medically insured get the opportunity to suggest and even choose the medical facilities where they want to be treated at. The company, therefore, focuses on managing and distributing the funds to these hospitals through the insurance cover. Some of the clients sometimes fail to afford the monthly premiums but still get accommodated by the company through discounts hence partly reducing the costs that they incur. The clients, therefore, are assured of a reliable and secure medical covers despite the differences in social classes.
Just like any business out there, USHEALTH GROUP is also sometimes faced with challenges but they have always sailed through gracefully over the years. For instance, when faced with competition from other insurance companies, they venture into positive ways of winning more clients while still retaining the ones they already have. This has been achieved through creating unwavering commitments and strong relationships with these clients. Consequently, this has helped in advertising the company both locally and internationally.
USHEALTH GROUP has been ranked globally a few times now as the best insurance company in offering customer service. This is due to the incredibility of the advisors that the company has employed to assist customers on how to acquire the contracts by simplifying all the procedures and steps involved. This has helped them develop as a company by getting to know the needs of every client hence ensuring that all those needs are met at a personal level.
The advisory team has helped in enhancing efficiency and specificity at the company, therefore, simplifying their many operations. This aids in maximizing the productivity of every employee thereby increasing the profits earned by the company. The company has also employed different ways of motivating their clients by giving them bonuses and awards which chiefly helps in reducing the number of premiums on specific insurance claims. This way, more people get attracted to the company and therefore get to sign up for their services.
Well, customer relation is everything any business regardless of the size or location of that particular business. Therefore, USHEALTH GROUP uses this core principle towards achieving enormous success in their business operations. Visit:https://www.facebook.com/ushealthdirect/